Thursday, December 8, 2011

Maria Mak - Burnaby Real Estate Agent - Happy Holidays!

Drawing by Maria Mak



Wishing you all have a Merry Christmas and Happy New Year!

Have a jolly Happy Holidays!!
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Tuesday, December 6, 2011

Maria Mak - Burnaby Realtor _ Happy Holidays

Wishing all my family, friends, and my clients
Happy Holidays.       

 
Contact Maria Mak and her elite team @ Sutton Centre Realty @ 604-839-6368 for all your premium professional real estate services or visit her website www.mariamak.com

Maria has been serving her clients in Metro Vancouver for over 25 years with a big heart and with a big smile .THANK YOU .                                                      

Monday, December 5, 2011

Maria Mak - Burnaby Real Estate Agent - a touch of my colour!

 

Maria Mak - Artsy Burnaby Realtor - a touch of my colour!
 

Contact Maria Mak @ Sutton Centre Realty at 604-839-6368 for all your premium real estate services, or visit her website http://www.mariamak.com/, You'll be smiling too!









Maria Mak - Burnaby Realtor _ a touch of my colour

 

Maria Mak - Artsy Realtor - a touch of my colour!


Contact Maria Mak @ Sutton Centre Realty at 604-839-6368 for all your premium real estate services, or visit her website www.mariamak.com, You'll be smiling too!








Maria Mak - Happy Holidays to all my friends and clients!!

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Saturday, November 12, 2011

Maria Mak - Vancouver Real Estate Agents - Buying a home as little as 5% of the purchase price

It’s smart to start saving as soon as you start thinking about buying a home. The larger your down payment, the less you’ll have to borrow and the lower your interest costs will be
You can buy a home with as little as 5% of the purchase price as a down payment from your own savings. On a home that costs $300,000, that would be $15,000.

If your down payment is 20% or more of the home price, you’ll qualify for a conventional or collateral mortgage. If it is less than 20%, it is a high-ratio conventional mortgage, and you’ll need to insure it with . This one-time insurance premium is usually added to your mortgage or it can be paid up front.

In addition, you must have enough cash to cover . For a high-ratio mortgage, you must have at least 1.5% of the purchase price from your own resources to cover or contribute to the closing costs in order to qualify for mortgage default insurance.

There are many sources you may be able to tap into, including:

Personal savings. Review your chequing and savings accounts and Tax-Free Savings Accounts.

Retirement Savings Plans (RSPs). Under the Canada Revenue Agency (CRA) Home Buyers’ Plan (HBP), you and your spouse or common-law partner may be allowed to withdraw up to $25,000 each from your RSP as a tax-free loan that you pay back in equal installments over 15 years. .

Gifts from family. This could be a one-time gift or accumulated cash gifts from special occasions.

Assets. Check for insurance dividends, Canada Savings Bonds (CSBs), Guaranteed Investment Certificates (GICs), term deposits, non-registered equities.

Unexpected income. An income tax refund, work bonus or the extra income from a raise are all potential sources.
 
For all your premium real estate services, please contact Maria Mak and her team at Sutton Centre Realty at 604-839-6368 or visit her website at http://www.mariamak.com/, You'll be smiling too!

Wednesday, October 12, 2011

Maria Mak - Burnaby Realtor® - Residential Average Sales Prices - January 1977 to September 2011



Sutton Centre Realty

3010 - Boundary Road,
Burnaby, BC V5M 4A1
(Office): 604-435-9477
(Cell): 604-839-6368

Maria MakBurnaby Realtors® - Sutton Centre Realty - Maria Mak has been serving her clients in Metro Vancouver for over 20 years with a big heart, with a big smile, most importantly with passion. Contact Maria Mak and her team at 604-839-6368 or visit her website at http://www.mariamak.com/  or  http://www.mariamak.ca/ , You'll be smiling too!

Maria Mak - Burnaby Realtors® - Housing Price Index _ Greater Vancouver - 10 year Trend



Sutton Centre Realty

3010 - Boundary Road,
Burnaby, BC V5M 4A1
(Office): 604-435-9477
(Cell): 604-839-6368


Maria Mak - Burnaby Realtors® - Maria Mak has been serving her clients in Metro Vancouver for over 20 years with a big heart, with a big smile, most importantly with passion. For all your premium real estate services, please contact Maria Mak  and her team at 604-839-6368 or visit her website at http://www.mariamak.com/, You'll be smiling too.
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Tuesday, October 11, 2011

Maria Mak - Burnaby Realtor®- Latest Real Estate News for October...MLS Housing Price Index - Ten Year Trend in Real Estate


Sutton Centre Realty
3010 - Boundary Road,
Burnaby, BC V5M 4A1
(Office): 604-435-9477
(Cell): 604-839-6368



For all your top notched real estate services, please contact Maria Mak - Burnaby Realtors® - at 604-839-6368 or visit her website at http://www.mariamak.com/, You'll be smiling too.

Maria Mak - Burnaby Realtors® - Latest Real Estate News for October - Residential Average Sale prices - January 1977 to September 2011





Sutton Centre Realty
3010 - Boundary Road,
Burnaby, BC V5M 4A1
(Office): 604-435-9477
(Cell): 604-839-6368





Residential Average Sale Prices - January 1977 to Septmeber 2011



Maria Mak . Burnaby Realtor® - In the nape of the beauty


In the nape of the Beauty,

it reveals itself through my misty veil,

mysteriously misinterpreted and misunderstood,

Amen.


  Drawing and written by Maria Mak
All rights reserved



Sutton Centre Realty
3010 - Boundary Road,
Burnaby, BC V5M 4A1
(Office): 604-435-9477
(Cell): 604-839-6368







Thursday, October 6, 2011

Maria Mak - Vancouver Realtors®- /Burnaby Real Estate Agent - between the Dusk

                                                                                          Photography© and written by Maria Mak


Between the Dusk & the Dawn...
                            lies the truth...the whole truth becoming!!



Maria Mak - Vancouver Realtors® - Burnaby Real Estate Agents



Sutton Centre Realty

3010 Boundary Road
Burnaby BC V5M 4A1
(Office:) 604-435-9477
(Cell): 604-839-6368
Website: www.mariamak.com


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Friday, March 4, 2011

Maria Mak - Burnaby Realtor® - Vancouver Real Estate Agent


Contact Maria Mak. Burnaby Real Estate Agent. for all your professsional premium real estate services. 

Maria Mak has been serving her clients in Metro Vancouver and Burnaby for over 25 years with big heart, with a big smile, most importantly with passion. 

Contact her @ 604.839.6368 and her elite team or visit her website www.mariamak.com, You"ll be smiling too.

                                                                   


Sutton Centre Realty
3010 - Boundary Road,
Burnaby, BC V5M 4A1
(Office): 604-435-9477
(Cell): 604-839-6368



Maria Mak - Burnaby REALTOR® - Vancouver Real Estate Agents



Sutton Centre Realty
3010 - Boundary Road,
Burnaby, BC V5M 4A1


Maria Mak has been serving her clients in Metro Vancouver for over 25 years with a big heart, with a big smile, most importantly with passion. Maria can speak fluent Mandarin, Cantonese and English. Contact Maria Mak at Sutton Centre Realty for all your premium real estate services at 604-839-6368 or visit her websites www.mariamak.ca, www.mariamak.com/, You'll be smiling too.

Thursday, January 13, 2011

Maria Mak - Burnaby REALTOR® - at Louvre Museum in Paris...





Maria Mak has been serving her clients in Metro Vancouver for over 25 years with a big heart, with a big smile, most importantly with passion. 

Maria can speak fluent Mandarin, Cantonese and English. Contact Maria Mak at Sutton Centre Realty for all your premium real estate services at 604-839-6368 or visit her websites www.mariamak.cawww.mariamak.com/, You'll be smiling too.




3010 Boundary Road
Burnaby BC V5M 4A1
(Office): 604-435-9477
(Cell): 604-839-6368

Friday, January 7, 2011

Maria Mak - Burnaby Realtor® -Vancouver Real Estate Agent -Sutton Centre Realty





                                                                                 

Maria Mak - Burnaby Realtor - Vancouver Real Estate Agent
Sutton Centre Realty
3010 Boundary Road
Burnaby BC V5M 4A1


Maria Mak is a Burnaby Realtors® /Vancouver Real Estate Agent at Sutton Centre Realty. Maria Mak has been serving her clients with a big heart and with a big smile, most importantly with passion in Metro Vancouver for over 25 years. Maria Mak can speak fluent English, Cantonese, Mandarin, for all your real estate services, please contact Maria Mak at Sutton Centre Realty at 604-839-6368 or visit her websites at http://mariamak.com/ or http://mariamak.ca/, You'll be smiling too.

Saturday, January 1, 2011

Maria Mak - Burnaby REALTOR®/2011 New Year's Resolution.


Maria Mak  - Burnaby Realtor/ 
Vancouver  Real Estate Agent

Sutton Centre Realty

3010 - Boundary Road,
Burnaby, V5M 4A1
(Office): 604-435-9477
(Cell): 604-839-6368


Maria Mak - Burnaby REALTOR® / Real Estate Agent  - Sutton Centre Realty

" My 2011 new year's resolution is to help and make a difference in just one soul whose life is less fortunate than mine...smile on!"

Maria Mak has been serving her clients in Metro Vancouver for over 25 years with a big heart, with a big smile, most importantly with passion. 

Maria can speak fluent Mandarin, Cantonese and English. Contact Maria Mak and her elite team at Sutton Centre Realty for all your premium real estate services at 604-839-6368 or visit her websites www.mariamak.com, thank you.
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